Services and Fees

Open An Account

Account Features

  • FREE Falcon National Bank MasterCard™ — includes second authorized signer (for spouse or other), learn more
  • FREE starter checks — starter book of 10 checks included at no cost
  • FREE debit transactions — use your Falcon National Bank MasterCard™ as often as you like
  • FREE online banking — view your balances online, learn more
  • Interest paid on all accounts — tiered interest, view rates
  • Statements — mailed quarterly for all accounts

Additional Features

  • Brokerage services — $14.95 trades, learn more
  • Newsletter email service to help you get the most from your HSA
  • FDIC up to $250,000 per depositor for checking account balances
  • Low account opening minimum, only $25
  • No account minimum for accounts with automatic monthly contributions
  • HSA trained customer service representatives available, call 866.757.4727

Account Fees

  • No monthly fees ($25 annual custodial fee*)
  • No set-up fees

Brokerage Fees

  • $14.95 trades includes stocks and mutual funds
  • No Monthly Fees ($15 annual brokerage custodial fee*)

View a comprehensive fee disclosure list.

* Annual custodial fees are deducted from checking account balance. The first annual fee is billed at the end of the first full month after the HSA is opened and annually thereafter.

All accounts receive our Superior Customer Service!